What Credit Score Do You Need To Buy A Car at Buying

What Credit Score Do You Need To Buy A Car. If you look at my credit status’ risk classes, you need to be at least an average risk to be considered for vehicle finance. If you’re in the market for a used car, that required average score drops to 678.

If you look at my credit status’ risk classes, you need to be at least an average risk to be considered for vehicle finance. There are two main factors lenders look at when approving an applicant for an auto loan. Read on to learn why you should probably resist—and to find out whether buying a car entirely with cash is a good idea in the first place.

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So, what credit score do you need to buy a car? In general, you'll need at least prime credit, meaning a credit score of 661 or up, to get a. Bev o'shea , amanda barroso There's no official industry standard minimum credit score that you need to secure a car loan.