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Best Buy Credit Card Approval Odds. You’ll have a better chance of being approved for the my best buy® visa® card if you apply with a good to excellent credit score of 670 or higher. The best buy credit cards currently offer an additional bonus of 5% rewards on your first purchase made within the first 14 days.
Anything over that is gonna be a long shot imho. There are other factors involved though like your current debt to income ratio, late payments you've had, your other cards open with citi, etc. The minimum recommended credit score for this credit card is 600.
The 5% back in store credit is a really good rewards rate. Best buy visa preferred , best buy visa , best buy store card and best buy gold card (59$ annual fee) when you apply you will be considered for first the preferred then the normal visa then store card then the gold (gold can get max of $1k line) at worst you get the gold and 1k line (sub 650 for what i've seen) The best buy credit card comes in two flavors, a store card that can only be used at best buy and a visa card that you can use anywhere. Their apr is quite high (above 20%).